Quote PDFs in, a branded proposal out, signed and paid in full from one link.
Proposal, signature and checkout with premium finance, with the premium split between parties when needed.
Reconcile commission statements, request loss runs, and send or request documents securely.
Proposal, e-sign, checkout and finance APIs inside your own product. Free to integrate.
Every tool, including metered Jefferson and gas-priced dead-file revival.
| Fee | Rate | |||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agency pays — only for what it uses | ||||||||||||||||||||||||||
| Divvy fee 1% of the down payment, capped at $9.99 per deal. On a pay-in-full, the same rule applies to the amount charged. Netted from the agency's commission settlement and shown on its statement. Only on split deals (premium split between parties). No split, no fee. | 1% of the down payment, capped at $9.99 per deal | |||||||||||||||||||||||||
| ACH fee 99 gas per ACH payment, charged to the org using ACH. | 99 gas = $0.99 per ACH payment | |||||||||||||||||||||||||
| Loss run request About $0.10 per carrier asked, paid from the welcome credit. Requesting, the insured's signature and tracking are free. | about $0.10 per carrier asked | |||||||||||||||||||||||||
| Loss run read About $0.05 per loss run read, paid from the welcome credit. A typical 3-carrier request is under 50 cents. | about $0.05 per loss run read | |||||||||||||||||||||||||
| Insured pays — added on top at checkout, not an agency cost | ||||||||||||||||||||||||||
| Service fee 3.75% of the amount charged at checkout, or $5, whichever is more. The insured pays it, added on top, per the agency or partner's settings. | 3.75% of the amount charged, or $5, whichever is more | |||||||||||||||||||||||||
| Wallet and metered — dead-file revival is paid in gas from the wallet and shown in dollars before anything sends; Jefferson metered work is charged at 2x the model cost, minimum 1 gas per call | ||||||||||||||||||||||||||
| Welcome credit Every new agency gets it in its wallet. It covers loss runs and other wallet charges, about 200 typical three-carrier loss-run requests. | $100 (10,000 gas) | |||||||||||||||||||||||||
| Revival email Paid in gas from the wallet. The price shows in dollars before anything sends; nothing sends until the agency starts the campaign. | 3 gas = $0.03 per email | |||||||||||||||||||||||||
| Revival text Paid in gas from the wallet. Only goes to clients with logged consent. Nothing sends until the agency starts the campaign. | 5 gas = $0.05 per text | |||||||||||||||||||||||||
| Revival AI call Coming soon: there is no voice provider yet, so AI calls are not available today. Priced in gas from the wallet, per connected minute. No answer is free. Only goes to clients with logged consent. Nothing sends until the agency starts the campaign. | 40 gas = $0.40 per connected minute (coming soon) | |||||||||||||||||||||||||
| Revival postal letter Paid in gas from the wallet. Postage is included. Nothing sends until the agency starts the campaign. | 150 gas = $1.50 per letter | |||||||||||||||||||||||||
| Jefferson (metered) Jefferson's AI work (renewals, inbox, dead files) is counted per call, by model, and charged at 2x the model's list price, rounded up to whole gas, minimum 1 gas per call. Off until the agency turns it on. The wallet shows the price before spending. Every call is counted by model and visible to the agency. Per-million-token rates are in the Jefferson tiers table. | 2x the model cost, rounded up to whole gas, minimum 1 gas per call | |||||||||||||||||||||||||
| Jefferson tiers Rates per million tokens, 2x the model's list price. Each call is rounded up to whole gas, minimum 1 gas per call. Top is opt-in only: the agency must turn it on.
A typical triaged inbox email on Light costs 1 gas ($0.01). A long renewal file on Heavy costs about $0.10 to $0.30. | ||||||||||||||||||||||||||
| Earn — verified data earns Promo Tawa credit, shown in US dollars. Verified records only; vests after a 30-day spot check; capped at $25 per agency per month, scaled down pro rata if the monthly pool runs short; expires after 12 months. Working credit spent inside PolicyOS: not cash, not an investment, no cash-out | ||||||||||||||||||||||||||
| Earn: verified carrier quote Paid in Promo Tawa, shown in US dollars. Verified records only: duplicates and junk earn nothing. Vests after a 30-day spot check, capped at $25 per agency per month, scaled down pro rata if the monthly pool runs short, expires after 12 months. Working credit spent inside PolicyOS: not cash, not an investment, no cash-out. | $0.10 per verified carrier quote | |||||||||||||||||||||||||
| Earn: verified loss run Paid in Promo Tawa, shown in US dollars. Verified records only: duplicates and junk earn nothing. Vests after a 30-day spot check, capped at $25 per agency per month, scaled down pro rata if the monthly pool runs short, expires after 12 months. Working credit spent inside PolicyOS: not cash, not an investment, no cash-out. | $0.25 per verified loss run | |||||||||||||||||||||||||
| Earn: policy bound and loaded Paid in Promo Tawa, shown in US dollars. Verified records only: duplicates and junk earn nothing. Vests after a 30-day spot check, capped at $25 per agency per month, scaled down pro rata if the monthly pool runs short, expires after 12 months. Working credit spent inside PolicyOS: not cash, not an investment, no cash-out. | $0.20 for each policy bound and loaded | |||||||||||||||||||||||||
| Earn: prior policy history Paid in Promo Tawa, shown in US dollars. Verified records only: duplicates and junk earn nothing. Vests after a 30-day spot check, capped at $25 per agency per month, scaled down pro rata if the monthly pool runs short, expires after 12 months. Working credit spent inside PolicyOS: not cash, not an investment, no cash-out. | $0.05 per prior policy history claimed | |||||||||||||||||||||||||
| PolicyPay usage reward Paid in Promo Tawa, shown in US dollars. Earned on each PolicyPay payment that is not split; payments earn nothing else. Capped at $25 per agency per month, expires after 12 months. Working credit spent inside PolicyOS: not cash, not an investment, no cash-out. | $0.50 per non-split PolicyPay payment | |||||||||||||||||||||||||
| Free — no subscription, no per-seat fee, no monthly plan. The tools cost $0; the fees above apply when you use the rails | ||||||||||||||||||||||||||
| AI Proposals Carrier quote PDFs in, one clean branded proposal out. | $0 | |||||||||||||||||||||||||
| E-sign Applications, ACORD forms and finance agreements signed by link. | $0 | |||||||||||||||||||||||||
| Checkout links One link, by email or text, with reminders. The insured signs, then pays. | $0 | |||||||||||||||||||||||||
| Pay in full Card or ACH after merchant approval. ACH is 99 gas ($0.99) per payment, charged to the org using ACH. | $0 | |||||||||||||||||||||||||
| Premium finance Runs through licensed finance partners, after license, capacity-partner and producer/carrier code checks. InsurEco is not the lender. | $0 | |||||||||||||||||||||||||
| Divvy split Split the premium between parties. The agency pays the divvy fee only when it uses the split. | $0 | |||||||||||||||||||||||||
| Loss runs Request loss runs, collect the insured's signature and track them. Paid from the welcome credit. | $0 | |||||||||||||||||||||||||
| Commission reconciliation Upload a carrier statement and see what is short, over or missing. | $0 | |||||||||||||||||||||||||
| Secure Send & Request Send and request documents securely. | $0 | |||||||||||||||||||||||||
| API Proposal, e-sign, checkout and finance APIs. | $0 | |||||||||||||||||||||||||
Payment rails
Gas charged on payment rails. 1 gas = $0.01.
| ACH payment | 99 gas $0.99 |